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Hubiko

Terms of Service

Last updated: January 2025

1. Acceptance of Terms

By accessing and using Hubiko's services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Service

Hubiko provides an AI-powered business operating system designed for small and medium enterprises (SMEs). Our platform includes tools for finance, HR, commerce, and business automation.

3. User Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to use the service only for lawful purposes.

4. Intellectual Property

All content, features, and functionality of Hubiko are owned by Pioneer Ventures Technology and are protected by international copyright, trademark, and other intellectual property laws.

5. Limitation of Liability

Hubiko shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

6. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or through the platform.

7. Contact

For questions about these Terms of Service, please contact us at hello@pvent.tech.

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